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Privacy Policy

Effective Date: 11/1/2-26
Company Name: Harms Insurance Agency
Website: harmsinsuranceoc.com
1. Introduction
Harms Insurance Agency values your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, and safeguard your information when you interact with our services, including SMS communications.
2. Information We Collect
We may collect the following information:
Information is collected when you:
3. How We Use Your Information
We use your information to:
4. SMS Messaging & Consent
By providing your phone number, you consent to receive SMS messages from [Your Company Name]. Message frequency may vary depending on your interaction with our services.
Message and data rates may apply.
5. Opt-Out Instructions (TCR-Approved Language)
You may opt out of SMS communications at any time by replying:
After opting out, you will receive a confirmation message, and no further messages will be sent unless you re-opt in.
For help, reply HELP or contact us at:
6. Data Sharing
We do not sell, trade, or rent your personal information to third parties. We may share your information with trusted third-party service providers who assist us in operating our website and providing our services. These service providers are bound by confidentiality agreements and are prohibited from using your information for any other purpose.

SMS opt-in or phone numbers for the purpose of SMS are not being shared with any third parties or affiliate companies for marketing purposes. 
 
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
 
7. Data Security
We implement reasonable administrative, technical, and physical safeguards to protect your information from unauthorized access, disclosure, or misuse.
8. Data Retention
We retain personal information only as long as necessary to fulfill the purposes outlined in this policy or as required by law.
9. Your Rights
You have the right to:
10. Changes to This Policy
We may update this Privacy Policy from time to time. Any changes will be posted on our website with an updated effective date.
11. Contact Us
If you have questions about this Privacy Policy or our messaging practices, please contact us:
Harms Insurance Agency
Email: info@harmsinsuranceoc.com
Phone: (714) 744-0733
We collect information to help you find and manage suitable coverage.